Insights & Governance Perspectives

No Rule Applies. The Exam Still Does.

No Rule Applies. The Exam Still Does.

Brendan Walsh
Published on: 14/10/2026

Community banks got no relief from the 2026 model risk guidance. It excludes the generative AI they actually use, leaving the exposure entirely their own.

Community BanksGenerative AI RiskAI GovernanceModel Risk ManagementShadow AIBank examination readinessBank GovernanceModel Risk GovernanceBoard GovernanceAI governance

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